{"id":9613,"date":"2025-06-25T08:00:00","date_gmt":"2025-06-25T12:00:00","guid":{"rendered":"https:\/\/payliance.com\/?p=9613"},"modified":"2025-07-01T16:53:24","modified_gmt":"2025-07-01T20:53:24","slug":"unlock-hidden-savings-in-debit-card-processing","status":"publish","type":"post","link":"https:\/\/payliance.com\/unlock-hidden-savings-in-debit-card-processing\/","title":{"rendered":"Unlock Hidden Savings in Debit Card Processing"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><h2 class=\"wp-block-post-title\">Unlock Hidden Savings in Debit Card Processing<\/h2>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\"><div class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/payliance.com\/payments-blog\/\" rel=\"tag\">Payments<\/a><\/div>\n\n<div class=\"wp-block-post-date\"><time datetime=\"2025-06-25T08:00:00-04:00\">June 25, 2025<\/time><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">Presented by Payliance in partnership with <a href=\"https:\/\/infinalliance.org\/\" rel=\"nofollow noopener\" target=\"_blank\">INFiN<\/a><\/mark><\/strong><\/p>\n\n\n\n<p>Consumer installment lenders are losing thousands annually to unnecessary debit card processing fees. In this on-demand webinar, you\u2019ll discover how specialized interchange discount programs and intelligent transaction routing can unlock significant savings for lenders without disrupting the borrower experience.<\/p>\n\n\n\n<p>If you\u2019re a lending executive or decision-maker focused on profitability, compliance, and operational efficiency, this session is built for you.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">What You\u2019ll Learn<\/mark><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Debt Repayment Interchange Discount Programs (DRIPs)<\/strong>: How to qualify for Visa, Mastercard, and Discover&#8217;s lending-specific interchange rates, and what savings you could expect.<\/li>\n\n\n\n<li><strong>Least Cost Routing (LCR)<\/strong>: How routing payments through alternative debit networks can reduce interchange fees by up to 50% with total transaction savings.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/payliance9.outgrow.us\/InterchangeCalc\" rel=\"nofollow noopener\" target=\"_blank\">Savings Calculator<\/a> &amp; Real-World Examples<\/strong>: Estimate your potential ROI and see how hundreds of lenders are already cutting costs.<\/li>\n\n\n\n<li><strong>Mobile App, Card Verification &amp; Compliance Advantages<\/strong>: Learn how Payliance\u2019s full-stack payments solution helps streamline operations and improve repayment rates.<\/li>\n<\/ul>\n\n\n\n<p>Whether you&#8217;re a consumer lender, installment lender, or short-term credit provider, this session delivers an actionable roadmap to reduce transaction costs, improve cash flow, and elevate the borrower experience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/us06web.zoom.us\/rec\/play\/C_QgMF36H3Yz0k36WFkT1mMvtvYVsOvmY5AotiWe8wNxGxHvQanUl69dzsDJWaxenjH8SKcFMwwFt6eL.9v6Lnvj95qUUemnU?eagerLoadZvaPages=sidemenu.billing.plan_management&amp;accessLevel=meeting&amp;canPlayFromShare=true&amp;from=share_recording_detail&amp;continueMode=true&amp;componentName=rec-play&amp;originRequestUrl=https%3A%2F%2Fus06web.zoom.us%2Frec%2Fshare%2FeC15HEP_spWUo-nVLJhEuEcWFu_CTfFr-Uv0yiR848dM_mlHUxhgPaE3GxbaPS5v.iNCoeWoUP_y-2s8m\" rel=\"nofollow noopener\" target=\"_blank\">Watch the Webinar<\/a><\/mark><\/h2>\n\n\n\n<p class=\"has-text-align-center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">Meet Your Speaker:<\/mark><\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/payliance.com\/wp-content\/uploads\/2025\/06\/Jessica-Thrasher-Headshot-263x300.jpg\" alt=\"Jessica Thrasher of Payliance\" title=\"\"><\/figure>\n<\/div>\n\n\n<p class=\"has-text-align-center\"><strong>Jessica Thrasher<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><em>EVP of Sales Enablement and Growth at Payliance<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\"><\/p>\n\n\n\n<p>Jessica brings over 15 years of expertise in payments and fintech sales leadership, with deep knowledge in network integration, real-time transaction processing, and cost-optimization technologies. She specializes in helping lenders implement solutions that reduce transaction costs, streamline repayment processing, and enhance borrower satisfaction while maintaining compliance and regulatory integrity.<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">Why It Matters<\/mark><\/strong><\/p>\n\n\n\n<p>Debit card processing fees that seem fixed are opportunities for significant savings. This webinar reveals strategies that leading lenders use to:<\/p>\n\n\n\n<p><strong>Eliminate hidden fees<\/strong>&nbsp;with transparent debit processing pricing<\/p>\n\n\n\n<p><strong>Potentially reduce debit processing costs by 25-35%<\/strong>&nbsp;depending on current rates and transaction volumes<\/p>\n\n\n\n<p><strong>Lower interchange fees<\/strong>&nbsp;through specialized discount programs and least cost routing<\/p>\n\n\n\n<p><strong>Enhance borrower experience<\/strong>&nbsp;with real-time debit payment confirmation and mobile-friendly solutions<\/p>\n\n\n\n<p><strong>Increase collection rates<\/strong>&nbsp;through optimized debit card acceptance<\/p>\n\n\n\n<p><strong><mark style=\"background-color: rgba(0, 0, 0, 0); color: #0693e3 !important;\">Real-World Impact: The Numbers Speak for Themselves<\/mark><\/strong><\/p>\n\n\n\n<p>Example Savings Scenarios:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>$200 loan payment:<\/strong> Standard fee of $3.45 reduced to as low as $0.65 with DRIPs<\/li>\n\n\n\n<li><strong>Least Cost Routing:<\/strong> Same $200 payment processed for $1.45 instead of $3.45<\/li>\n\n\n\n<li><strong>Annual Impact:<\/strong> Lenders typically save 25-35% on total debit processing costs<\/li>\n<\/ul>\n\n\n\n<p><strong><mark style=\"background-color: rgba(0, 0, 0, 0); color: #0693e3 !important;\">Why Payliance?<\/mark><\/strong><\/p>\n\n\n\n<p>With over $61 billion processed annually across 40,000+ merchant locations, Payliance serves more than 350 lending clients with proven expertise in:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Facilitating DRIP enrollment<\/strong> with Visa, MasterCard, and Discover networks<\/li>\n\n\n\n<li><strong>Passing savings directly to lenders<\/strong> through transparent cost-plus pricing<\/li>\n\n\n\n<li><strong>Seamless integration<\/strong> with leading Loan Management Systems<\/li>\n\n\n\n<li><strong>Expertise in Least Cost Routing<\/strong> for maximum fee optimization<\/li>\n<\/ul>\n\n\n\n<p>Unlike many processors who bundle fees in complex structures, Payliance ensures interchange discounts are passed directly to you\u2014no hidden fees, no surprises.<\/p>\n\n\n\n<p><strong><mark style=\"background-color: rgba(0, 0, 0, 0); color: #0693e3 !important;\">Key Takeaways You&#8217;ll Gain:<\/mark><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Specific qualification criteria for interchange discount programs<\/li>\n\n\n\n<li>Step-by-step implementation strategies for immediate savings<\/li>\n\n\n\n<li>Access to Payliance&#8217;s cost savings calculator to model your potential cost reductions<\/li>\n\n\n\n<li>Expert guidance on optimizing your payment processing strategy<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/us06web.zoom.us\/rec\/play\/C_QgMF36H3Yz0k36WFkT1mMvtvYVsOvmY5AotiWe8wNxGxHvQanUl69dzsDJWaxenjH8SKcFMwwFt6eL.9v6Lnvj95qUUemnU?eagerLoadZvaPages=sidemenu.billing.plan_management&amp;accessLevel=meeting&amp;canPlayFromShare=true&amp;from=share_recording_detail&amp;continueMode=true&amp;componentName=rec-play&amp;originRequestUrl=https%3A%2F%2Fus06web.zoom.us%2Frec%2Fshare%2FeC15HEP_spWUo-nVLJhEuEcWFu_CTfFr-Uv0yiR848dM_mlHUxhgPaE3GxbaPS5v.iNCoeWoUP_y-2s8m\" rel=\"nofollow noopener\" target=\"_blank\">Watch the Webinar<\/a><\/mark><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-black-color\">Ready to Unlock Hidden Savings in Debit Card Processing?<\/mark><\/h2>\n\n\n\n<p>Lenders need more than a vendor, they need a partner who can simplify payments. From DRIP enrollment to least cost routing and mobile-ready repayment tools, Payliance helps lenders reduce costs without compromising the borrower experience.<\/p>\n\n\n\n<p><strong>Get in touch to explore how optimized debit processing can support your growth in 2025.<\/strong><br>Let\u2019s put your payments to work. <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/payliance.com\/get-started\/\">Get started today<\/a>.<\/mark><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Presented by Payliance in partnership with INFiN Consumer installment lenders are losing thousands annually to unnecessary debit card processing fees. In this on-demand webinar, you\u2019ll discover how specialized interchange discount programs and intelligent transaction routing can unlock significant savings for lenders without disrupting the borrower experience. If you\u2019re a lending executive or decision-maker focused on [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":9852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","content-type":"","footnotes":""},"categories":[1],"tags":[111,108,73,121],"class_list":["post-9613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payments-blog","tag-consumer-lending","tag-debit-card-processing","tag-lenders","tag-webinar"],"acf":[],"_links":{"self":[{"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/posts\/9613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/comments?post=9613"}],"version-history":[{"count":10,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/posts\/9613\/revisions"}],"predecessor-version":[{"id":9954,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/posts\/9613\/revisions\/9954"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/media\/9852"}],"wp:attachment":[{"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/media?parent=9613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/categories?post=9613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/payliance.com\/wp-json\/wp\/v2\/tags?post=9613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}