{"id":12738,"date":"2026-03-02T16:10:58","date_gmt":"2026-03-02T21:10:58","guid":{"rendered":"https:\/\/payliance.com\/?page_id=12738"},"modified":"2026-04-13T13:03:12","modified_gmt":"2026-04-13T17:03:12","slug":"ach-savings-estimator","status":"publish","type":"page","link":"https:\/\/payliance.com\/ach-savings-estimator\/","title":{"rendered":"ACH Savings Estimator"},"content":{"rendered":"\n\n\n<div id=\"pl-ach-page\" data-pl-estimator=\"ach\">\n\n\n\n<!-- Global styles + motion for ACH LP -->\n<style>\n  \/* Base *\/\n  .pl-hero-wrap,\n  .pl-section,\n  .pl-estimator-card,\n  .pl-contact-card {\n    font-family: system-ui, -apple-system, BlinkMacSystemFont, \"SF Pro Text\", \"Segoe UI\", sans-serif;\n  }\n\n  .pl-container {\n    max-width: 1120px;\n    margin: 0 auto;\n    padding: 0 1.25rem;\n  }\n\n  .pl-section {\n    padding: 3rem 0;\n    border-top: 1px solid rgba(24,111,159,0.07); \/* subtle blue section divider *\/\n  }\n\n  .pl-section:first-of-type {\n    border-top: none;\n  }\n\n  .pl-section-heading {\n    font-size: 1.8rem;\n    font-weight: 700;\n    margin-bottom: 0.75rem;\n    color: #0b1120;\n    letter-spacing: 0.01em;\n  }\n\n  \/* Purple accent bar for key headings *\/\n  .pl-heading-accent {\n    position: relative;\n    padding-top: 0.75rem;\n  }\n\n  .pl-heading-accent::before {\n    content: \"\";\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 44px;\n    height: 3px;\n    border-radius: 999px;\n    background: #AB9BE5;\n  }\n\n  .pl-section-intro {\n    font-size: 0.98rem;\n    color: #4b5563;\n    line-height: 1.6;\n    max-width: 640px;\n  }\n\n\/* Estimator sections: allow intro copy to span full width *\/\n.pl-estimator-section .pl-section-intro {\n  max-width: 100%;\n}\n\n  .pl-section-intro strong {\n    color: #111827;\n  }\n\n  .pl-section p {\n    margin: 0;\n  }\n\n  \/* Hero *\/\n  .pl-hero-wrap {\n    background: radial-gradient(circle at top left, #0f172a 0, #020617 55%, #000 100%);\n    color: #f9fafb;\n    padding: 3.5rem 0 3rem;\n  }\n\n  .pl-hero-inner {\n    text-align: center;\n  }\n\n  .pl-hero-label {\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    padding: 0.25rem 0.7rem;\n    border-radius: 999px;\n    font-size: 0.7rem;\n    font-weight: 700;\n    letter-spacing: 0.12em;\n    text-transform: uppercase;\n    background: #AB9BE5;\n    color: #111827;\n    margin-bottom: 0.75rem;\n  }\n\n  .pl-hero-title {\n    font-size: clamp(2.1rem, 3vw, 2.6rem);\n    font-weight: 750;\n    color: #AB9BE5;\n    margin: 0 0 0.5rem;\n    letter-spacing: 0.01em;\n  }\n\n  .pl-hero-sub {\n    font-size: 1rem;\n    max-width: 640px;\n    margin: 0 auto;\n    color: #e5e7eb;\n    line-height: 1.6;\n  }\n\n  \/* Estimator card *\/\n  .pl-estimator-card {\n    margin-top: 2rem;\n    border-radius: 0.9rem;\n    border: 1px solid #d6e2f5;\n    background: #ffffff;\n    padding: 1.75rem 1.5rem;\n    box-shadow:\n      0 2px 4px rgba(0,0,0,0.03),\n      0 12px 32px rgba(15,23,42,0.08);\n  }\n\n  #ach-savings-tool h3 {\n    font-size: 1.05rem;\n    font-weight: 600;\n    color: #111827;\n    margin: 0 0 0.75rem;\n  }\n\n  #ach-savings-tool label {\n    font-size: 0.9rem;\n    font-weight: 500;\n    color: #111827;\n  }\n\n  .pl-estimator-grid {\n    display: grid;\n    grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr);\n    gap: 1.75rem;\n    align-items: stretch;\n  }\n\n  .pl-slider-row {\n    margin-bottom: 1.25rem;\n  }\n\n  .pl-slider-row-header {\n    display: flex;\n    justify-content: space-between;\n    margin-bottom: 0.35rem;\n    font-size: 0.9rem;\n  }\n\n  .pl-slider-value {\n    font-variant-numeric: tabular-nums;\n    color: #111827;\n    font-weight: 500;\n  }\n\n  \/* Range styling \u2013 ACH *\/\n  #ach-savings-tool input[type=range] {\n    width: 100%;\n    background: transparent;\n    accent-color: #04142D !important;\n  }\n\n  #ach-savings-tool input[type=range]::-webkit-slider-runnable-track {\n    background: #e2e8f0;\n    height: 4px;\n    border-radius: 999px;\n  }\n\n  #ach-savings-tool input[type=range]::-webkit-slider-thumb {\n    -webkit-appearance: none;\n    height: 16px;\n    width: 16px;\n    background: #04142D !important;\n    border-radius: 50%;\n    border: 2px solid #ffffff;\n    margin-top: -6px;\n    box-shadow: 0 0 0 1px rgba(15,23,42,0.18);\n  }\n\n  #ach-savings-tool input[type=range]::-moz-range-track {\n    background: #e2e8f0;\n    height: 4px;\n    border-radius: 999px;\n  }\n\n  #ach-savings-tool input[type=range]::-moz-range-thumb {\n    background: #04142D !important;\n    border-radius: 50%;\n    border: 2px solid #ffffff;\n    height: 16px;\n    width: 16px;\n  }\n\n  .pl-results-card {\n    border-radius: 0.75rem;\n    border: 1px solid #e2e8f0;\n    background: #f9fafb;\n    padding: 1.25rem 1.3rem;\n    font-size: 0.95rem;\n  }\n\n  .pl-results-card p {\n    margin-bottom: 0.45rem;\n  }\n\n  .pl-results-label {\n    font-weight: 600;\n    color: #111827;\n  }\n\n  #ach-summary,\n  #ach-selfcalc-output {\n    font-size: 0.85rem;\n    color: #6b7280;\n    margin-top: 0.35rem;\n  }\n\n  .pl-manual-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 1rem;\n    margin-top: 1.25rem;\n    max-width: 560px;\n  }\n\n  #ach-savings-tool input[type=number] {\n    width: 100%;\n    padding: 0.55rem 0.6rem;\n    border-radius: 0.5rem;\n    border: 1px solid #d1d5db;\n    font-size: 0.9rem;\n    color: #111827;\n    background: #ffffff;\n  }\n\n  #ach-savings-tool input[type=number]::placeholder {\n    color: #9ca3af;\n  }\n\n  #ach-calc-button {\n    margin-top: 0.9rem;\n    padding: 0.55rem 1.3rem;\n    border-radius: 999px;\n    border: none;\n    font-size: 0.9rem;\n    font-weight: 600;\n    background: #AB9BE5;\n    color: #111827;\n    cursor: pointer;\n    box-shadow: 0 8px 18px rgba(15,23,42,0.12);\n  }\n\n  #ach-calc-button:hover {\n    filter: brightness(0.97);\n  }\n\n  #ach-find-numbers details {\n    margin-top: 1rem;\n    border-radius: 0.75rem;\n    border: 1px solid #e5e7eb;\n    background: #f9fafb;\n    padding: 0.85rem 1rem;\n    font-size: 0.9rem;\n  }\n\n  #ach-find-numbers summary {\n    font-weight: 600;\n    cursor: pointer;\n  }\n\n  #ach-find-numbers pre {\n    background: #f3f4f6;\n    padding: 0.5rem 0.6rem;\n    border-radius: 0.5rem;\n    font-size: 0.78rem;\n    overflow-x: auto;\n  }\n\n  \/* Right-hand results card & reveal *\/\n  #ach-results-card {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    align-items: center;\n    gap: 1rem;\n    padding: 1.25rem 2rem;\n  }\n\n  .pl-results-pre,\n  .pl-results-reveal {\n    width: 100%;\n    max-width: 360px;\n    margin: 0 auto;\n    text-align: center;\n  }\n\n  .pl-results-hint {\n    font-size: 0.85rem;\n    color: #9ca3af;\n    margin: 0 0 0.9rem 0;\n  }\n\n  .pl-results-intro {\n    font-size: 0.95rem;\n    color: #4b5563;\n    font-weight: 600;\n    margin: 0 0 0.4rem 0;\n  }\n\n  .pl-results-percent {\n    font-size: 2rem;\n    font-weight: 700;\n    color: #16a34a;\n    margin: 0 0 0.8rem 0;\n  }\n\n  .pl-results-disclaimer {\n    font-size: 0.8rem;\n    color: #6b7280;\n    margin: 0 auto;\n    max-width: 360px;\n    line-height: 1.4;\n  }\n\n  \/* Optional data summary \u2013 no pulsing *\/\n  .pl-optional-summary {\n    font-weight: 600;\n    cursor: pointer;\n    list-style: none;\n    padding: 0.6rem 0;\n    display: inline-flex;\n    align-items: center;\n    border-bottom: 1px solid rgba(171,155,229,0.35);\n    box-shadow: none;\n  }\n\n  \/* Stats *\/\n  .pl-stats-grid {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0,1fr));\n    gap: 1.75rem;\n    margin-top: 1.75rem;\n  }\n\n  .pl-stat-value {\n    font-size: 2.1rem;\n    font-weight: 700;\n  }\n\n  .pl-stat-label {\n    margin-top: 0.25rem;\n    font-size: 0.95rem;\n    color: #6b7280;\n  }\n\n  \/* Problem *\/\n  .pl-problem-copy {\n    max-width: 100%;\n    font-size: 1.02rem;\n    line-height: 1.6;\n    color: #4b5563;\n    margin-bottom: 2rem !important;\n  }\n\n  .pl-problem-list {\n    list-style: none;\n    padding: 0;\n    margin: 0;\n    max-width: 100%;\n    font-size: 1.02rem;\n    line-height: 1.6;\n  }\n\n  .pl-problem-list li {\n    padding-left: 1.1rem;\n    position: relative;\n    margin-bottom: 0.9rem;\n  }\n\n  .pl-problem-list li::before {\n    content: \"\u2022\";\n    position: absolute;\n    left: 0;\n    top: -0.02rem;\n    color: #186f9f;\n  }\n\n.pl-problem-list {\n  margin-top: 1rem; \/* add deliberate spacing *\/\n}\n\n  \/* Solution *\/\n  .pl-solution-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0,1fr));\n    gap: 1.5rem;\n    margin-top: 1.75rem;\n  }\n\n  .pl-solution-card {\n    border-radius: 0.75rem;\n    border: 1px solid #d6e2f5;\n    background: #ffffff;\n    padding: 1.35rem 1.4rem;\n    transition:\n      border-color 160ms ease-out,\n      box-shadow 160ms ease-out,\n      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});\n\n    animatedEls.forEach(function (el) {\n      observer.observe(el);\n    });\n  });\n<\/script>\n\n\n\n<div class=\"pl-hero-wrap\">\n  <div class=\"pl-container\">\n    <div class=\"pl-hero-inner pl-fade\" data-animate=\"fade\">\n      <div class=\"pl-hero-label\">See what you could save<\/div>\n      <h1 class=\"pl-hero-title\">Save on ACH Processing with Payliance<\/h1>\n      <p class=\"pl-hero-sub\">\n        ACH plays a critical role in your loan funding and repayment operations, see how you can optimize cost efficiency\n        and settlement speed\n      <\/p>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n\n<section class=\"pl-section pl-estimator-section\" id=\"ach-estimator\">\n  <div class=\"pl-container\">\n    <h2 class=\"pl-section-heading pl-heading-accent\">Estimate Your ACH Savings<\/h2>\n    <p class=\"pl-section-intro\">\n      Use the estimator below to approximate your ACH processing savings with Payliance using a few numbers from your monthly ACH processing statement.\n    <\/p>\n\n    <div class=\"pl-estimator-card pl-fade\" data-animate=\"fade\">\n      <section id=\"ach-savings-tool\">\n        <div class=\"pl-estimator-grid\">\n\n          <!-- LEFT: INPUTS -->\n          <div>\n            <h3>Quick Estimate<\/h3>\n\n            <div class=\"pl-slider-row\">\n              <div class=\"pl-slider-row-header\">\n                <label for=\"ach-volume\">How many ACH transactions did you process last month?<\/label>\n                <span id=\"ach-volume-display\" class=\"pl-slider-value\">100,000<\/span>\n              <\/div>\n              <input id=\"ach-volume\" type=\"range\" min=\"5000\" max=\"250000\" step=\"5000\" value=\"100000\" \/>\n            <\/div>\n\n            <div class=\"pl-slider-row\">\n              <div class=\"pl-slider-row-header\">\n                <label for=\"ach-fees\">How much did you pay in ACH processing fees last month?<\/label>\n                <span id=\"ach-fees-display\" class=\"pl-slider-value\">$34,000.00<\/span>\n              <\/div>\n              <input id=\"ach-fees\" type=\"range\" min=\"2000\" max=\"60000\" step=\"1000\" value=\"34000\" \/>\n            <\/div>\n\n            <div class=\"ach-return-rate\">\n              <label for=\"ach-return-rate\">What was your ACH return rate? (%)<\/label>\n              <input id=\"ach-return-rate\" type=\"number\" min=\"0\" max=\"100\" step=\"0.1\" placeholder=\"e.g., 8.5\" \/>\n            <\/div>\n\n            <p class=\"pl-results-hint\">\n              Adjust your monthly ACH volume, total fees, and return rate to match your latest statement.\n            <\/p>\n          <\/div>\n\n          <!-- RIGHT: RESULTS -->\n          <div class=\"pl-results-card\" id=\"ach-results-card\">\n\n            <div id=\"ach-pre\" class=\"pl-results-pre\">\n              <button id=\"ach-reveal-btn\" type=\"button\" class=\"pl-primary-btn\">\n                Calculate Savings\n              <\/button>\n            <\/div>\n\n            <div id=\"ach-results\" class=\"pl-results-reveal\" style=\"display:none;\">\n              <p class=\"pl-results-intro\">\n                By working with Payliance, you may be able to reduce your ACH processing costs by:\n              <\/p>\n\n              <p id=\"ach-percent-range\" class=\"pl-results-percent\"><\/p>\n\n              <a href=\"#ach-hubspot-form\" class=\"pl-primary-btn ach-results-cta\">\n                Schedule a Consultation\n              <\/a>\n\n              <p class=\"pl-results-disclaimer\">\n                Actual results vary based on volume, return patterns, Same-Day usage, and pricing structure.\n              <\/p>\n\n              <p id=\"ach-summary\" hidden><\/p>\n            <\/div>\n\n          <\/div>\n\n        <\/div>\n      <\/section>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section class=\"pl-section\">\n  <div class=\"pl-container pl-fade\" data-animate=\"fade\">\n    <h2 class=\"pl-section-heading pl-heading-accent\">Lenders Trust Payliance<\/h2>\n    <div class=\"pl-stats-grid\">\n      <div>\n        <div class=\"pl-stat-value\">$63B+<\/div>\n        <div class=\"pl-stat-label\">Processed Annually<\/div>\n      <\/div>\n      <div>\n        <div class=\"pl-stat-value\">162M<\/div>\n        <div class=\"pl-stat-label\">Transactions Annually<\/div>\n      <\/div>\n      <div>\n        <div class=\"pl-stat-value\">40K<\/div>\n        <div class=\"pl-stat-label\">Merchant Locations<\/div>\n      <\/div>\n      <div>\n        <div class=\"pl-stat-value\">350+<\/div>\n        <div class=\"pl-stat-label\">Lenders Nationwide<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section class=\"pl-section\" style=\"background:#f8fafc;\">\n  <div class=\"pl-container pl-fade\" data-animate=\"fade\">\n\n    <h2 class=\"pl-section-heading pl-heading-accent\">\n      Not All ACH Processing is Lending-Optimized\n    <\/h2>\n\n    <p class=\"pl-problem-copy\">\n  ACH is central to loan funding and repayment, but ACH processing workflows vary, and not all are equipped to handle the\n  operational demands of non-bank lending. High volumes, borrower pay cycles, and strict return thresholds add complexity\n  in optimizing for cost efficiency, settlement timing, and portfolio-level risk.\n<\/p>\n\n   <ul class=\"pl-problem-list\">\n  <li>\n    <strong>Pricing impact at scale:<\/strong> even small\n    differences in how per-item pricing, returns, and Same-Day entries are handled can materially affect total\n    processing cost when workflows aren&#8217;t tuned for lending economics.\n  <\/li>\n<li>\n    <strong>Return oversight that strains operations:<\/strong> meeting Nacha thresholds and reconciling exceptions at\n    scale can add operational burden when return management isn&#8217;t supported directly within the ACH workflow.\n  <\/li>\n<li>\n  <strong>Enhanced security and regulatory compliance:<\/strong> ACH Tokenization replaces sensitive account data with secure tokens, reducing data breach risk, meeting Nacha requirements for unreadable stored data, and positioning your lending operation ahead of evolving security standards.\n<\/li>\n  \n<\/ul>\n\n\n\n<section class=\"pl-section\">\n  <div class=\"pl-container pl-fade\" data-animate=\"fade\">\n\n    <h2 class=\"pl-section-heading pl-heading-accent\">ACH Processing Built for High-Volume Lending<\/h2>\n\n    <div class=\"pl-solution-grid\">\n\n <!-- Reinforces \"workflow built for lending\" -->\n      <div class=\"pl-solution-card\">\n        <h3>Workflow Designed for Lending Portfolios<\/h3>\n        <p>\n          Multiple ODFI relationships, LMS and gateway integrations, and a lender-focused architecture provide the\n          stability and visibility needed to scale ACH performance across your portfolio.\n        <\/p>\n      <\/div>\n\n      <!-- Answers: Pricing impact at lending scale -->\n      <div class=\"pl-solution-card\">\n        <h3>Pricing Aligned to Lending Economics<\/h3>\n        <p>\n          Low transaction fees and flexible configuration give lenders a clearer way to structure ACH costs at scale,\n          so portfolio-level pricing reflects how items, returns, and Same-Day entries actually behave in lending.\n        <\/p>\n      <\/div>\n\n      <!-- Answers: Data Security Built Into Every Transaction -->\n      <div class=\"pl-solution-card\">\n        <h3>Data Security Built Into Every Transaction<\/h3>\n        <p>\n          ACH Tokenization replaces sensitive bank account and routing numbers with secure, non-decryptable tokens, significantly reducing credential risk if systems are compromised. This security layer meets Nacha&#8217;s unreadable data storage requirements and ensures that even unauthorized system access cannot expose actual account information\u2014positioning your operation ahead of evolving regulatory standards.\n        <\/p>\n      <\/div>\n\n      <!-- Answers: Return oversight strain -->\n      <div class=\"pl-solution-card\">\n        <h3>Built-In Returns and Compliance Support<\/h3>\n        <p>\n          Fraud detection, account validation, and detailed reporting help lenders manage return activity efficiently\n          and support compliance with Nacha thresholds without relying on manual oversight alone.\n        <\/p>\n      <\/div>\n\n  \n\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section class=\"pl-section\" id=\"ach-hubspot-form\" style=\"background:#f9fafb;\">\n  <div class=\"pl-container\">\n    <div class=\"pl-contact-shell pl-fade\" data-animate=\"fade\">\n      <div class=\"pl-contact-card\" id=\"ach-hs-form\">\n        <h3>Review Your ACH Estimate With an Expert<\/h3>\n        <p>\n          Share your estimate and we&#8217;ll walk through your current setup, identify cost drivers,\n          and outline practical next steps.\n        <\/p>\n\n        <!-- HubSpot DEV Embed (INLINE HTML) -->\n<script src=\"https:\/\/js.hsforms.net\/forms\/embed\/developer\/3406356.js\"><\/script>\n        <div class=\"hs-form-html\"\n             data-region=\"na1\"\n             data-form-id=\"1dbb6a0f-688d-4c97-bc56-2d2317f0a540\"\n             data-portal-id=\"3406356\"><\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<style>\n  \/* --- Gate wrapper (add to your form section wrapper) --- *\/\n  .pl-gated {\n    position: relative;\n  }\n\n  \/* Blur\/disable the gated content *\/\n  .pl-gated.is-locked .pl-gated__content {\n    filter: blur(6px);\n    opacity: 0.55;\n    transform: translateZ(0); \/* helps reduce blur jank *\/\n    pointer-events: none;\n    user-select: none;\n  }\n\n  \/* Overlay prompt *\/\n  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   background: #0f172a;\n    color: #fff;\n  }\n\n  .pl-gated__btn:focus {\n    outline: 2px solid rgba(15,23,42,0.3);\n    outline-offset: 2px;\n  }\n\n  \/* Optional: a little \"shake\" if they try to interact *\/\n  .pl-gated.pl-nudge {\n    animation: plNudge 280ms ease-in-out;\n  }\n  @keyframes plNudge {\n    0%, 100% { transform: translateX(0); }\n    33% { transform: translateX(-6px); }\n    66% { transform: translateX(6px); }\n  }\n<\/style>\n\n\n\n<section class=\"pl-section\" style=\"background:#ffffff;padding-top:1.5rem;\">\n  <div class=\"pl-container pl-fade\" data-animate=\"fade\">\n    <h2 class=\"pl-section-heading pl-heading-accent\">Still exploring?<\/h2>\n    <p class=\"pl-section-intro\" style=\"margin-bottom:1.25rem;\">\n      Explore additional resources on ACH processing, account verification, and secure repayment infrastructure.\n    <\/p>\n\n    <div style=\"\n      display:grid;\n      grid-template-columns:repeat(auto-fit,minmax(220px,1fr));\n      gap:1.25rem;\n      align-items:stretch;\n    \">\n\n      <!-- ACH & Remotely Created Checks -->\n      <a href=\"https:\/\/payliance.com\/ach-andremotely-created-checks\/\"\n         target=\"_blank\" rel=\"noopener\"\n         style=\"text-decoration:none;color:inherit;\">\n        <div style=\"\n          border:1px solid #e5e7eb;\n          border-radius:0.75rem;\n          background:#f9fafb;\n          padding:0.85rem;\n          display:flex;\n          flex-direction:column;\n          gap:0.6rem;\n          height:100%;\n        \">\n          <img decoding=\"async\"\n            src=\"https:\/\/payliance.com\/wp-content\/uploads\/2025\/04\/ACH-and-RCC-0425-Final_Page_1-1-scaled.jpg\"\n            alt=\"ACH and Remotely Created Checks\"\n            style=\"width:100%;border-radius:0.5rem;display:block;\"\n          \/>\n          <strong style=\"font-size:0.9rem;\">ACH &amp; Remotely Created Checks<\/strong>\n        <\/div>\n      <\/a>\n\n      <!-- VeriTrac Account Verification -->\n      <a href=\"https:\/\/payliance.com\/veritrac\/\"\n         target=\"_blank\" rel=\"noopener\"\n         style=\"text-decoration:none;color:inherit;\">\n        <div style=\"\n          border:1px solid #e5e7eb;\n          border-radius:0.75rem;\n          background:#f9fafb;\n          padding:0.85rem;\n          display:flex;\n          flex-direction:column;\n          gap:0.6rem;\n          height:100%;\n        \">\n          <img decoding=\"async\"\n            src=\"https:\/\/payliance.com\/wp-content\/uploads\/2025\/04\/VeriTrac-Solution-Brief-Final_Page_1-scaled.jpg\"\n            alt=\"VeriTrac Account Verification\"\n            style=\"width:100%;border-radius:0.5rem;display:block;\"\n          \/>\n          <strong style=\"font-size:0.9rem;\">VeriTrac Account Verification<\/strong>\n        <\/div>\n      <\/a>\n\n      <!-- ACH Tokenization (PDF) -->\n      <a href=\"https:\/\/payliance.com\/wp-content\/uploads\/2025\/11\/ACH-Tokenization-Lender-Solution-Brief-1125-Final.pdf\"\n         target=\"_blank\" rel=\"noopener\"\n         style=\"text-decoration:none;color:inherit;\">\n        <div style=\"\n          border:1px solid #e5e7eb;\n          border-radius:0.75rem;\n          background:#f9fafb;\n          padding:0.85rem;\n          display:flex;\n          flex-direction:column;\n          gap:0.6rem;\n          height:100%;\n        \">\n          <img decoding=\"async\"\n            src=\"https:\/\/payliance.com\/wp-content\/uploads\/2025\/11\/ACH-Tokenization-Lender-Solution-Brief-1125-Final_Page_1-scaled.jpg\"\n            alt=\"ACH Tokenization\"\n            style=\"width:100%;border-radius:0.5rem;display:block;\"\n          \/>\n          <strong style=\"font-size:0.9rem;\">ACH Tokenization<\/strong>\n        <\/div>\n      <\/a>\n\n      <!-- Loan Repayment Mobile Service -->\n      <a href=\"https:\/\/payliance.com\/loan-repayment-mobile-application\/\"\n         target=\"_blank\" rel=\"noopener\"\n         style=\"text-decoration:none;color:inherit;\">\n        <div style=\"\n          border:1px solid #e5e7eb;\n          border-radius:0.75rem;\n          background:#f9fafb;\n          padding:0.85rem;\n          display:flex;\n          flex-direction:column;\n          gap:0.6rem;\n          height:100%;\n        \">\n          <img decoding=\"async\"\n            src=\"https:\/\/payliance.com\/wp-content\/uploads\/2025\/12\/Mobile-App-Solution-Brief-Final_Page_1-scaled-1.jpg\"\n            alt=\"Loan Repayment Mobile Service\"\n            style=\"width:100%;border-radius:0.5rem;display:block;\"\n          \/>\n          <strong style=\"font-size:0.9rem;\">Loan Repayment Mobile Service<\/strong>\n        <\/div>\n      <\/a>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>See what you could save Save on ACH Processing with Payliance ACH plays a critical role in your loan funding and repayment operations, see how you can optimize cost efficiency and settlement speed Estimate Your ACH Savings Use the estimator below to approximate your ACH processing savings with Payliance using a few numbers from your [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_eb_attr":"","content-type":"","footnotes":""},"class_list":["post-12738","page","type-page","status-publish","hentry"],"acf":[],"rankMath":{"parentDomain":"payliance.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":true,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media 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